Goal-Based
Investing
As independent advisors, we are tasked with anticipating future outcomes for the purpose of making better investment decisions for our clients. In anticipating what lies ahead, we often consider the potential for a "black swan" event to emerge. A "black swan" is an unpredictable event that is beyond what is normally expected of a situation and has potentially severe consequences. We believe that risk should only be undertaken to the extent necessary to pursue our clients’ goals.
Our role is to provide clarity so that clients can be informed, deliberate, and intentional about the real relationship between risk and return. Regardless of whether risk is a preference or a requirement, we provide adaptable diversification with proactive risk management.
Our Investment Philosophy
Bedrock Investment Philosophy
360 Wealth Planners is built upon these fundamental principles: sensitivity to expenses and taxes, proactive asset management, a transparent fee structure, and a measured approach to risk. We know that change is the only truly constant in the financial landscape. So, rather than run from or ignore this reality, our team seeks to work with it.
Sensitivity to Expenses
and Taxes
Taxes are inescapable for all of our clients and are a significant consideration for many of them. Our advisors are experienced in mitigating the tax consequences of portfolio management. We strive to select investments for our clients that combine top performance expectations with the lowest possible cost.
Proactive Asset
Management
We believe investment portfolios must be managed professionally and proactively, and financial lives must be governed by caution and prudence. We are patient investors with an eye towards maximizing risk-adjusted returns, not merely gross nominal returns (which are the only ones that get reported).
Transparent Cost
Structure
We are independent advisors, not brokers; as a result, we do not attempt to sell products to you. We primarily offer managed accounts with a cost structure based on your total household assets under management.
"Planning is a Process, not a Product."
-Brandon Day, Founder
Let’s discuss how we can help you achieve YOUR financial goals
At 360 Wealth Planners, we understand that every financial journey is unique. Whether you’re looking to build wealth, plan for retirement, or navigate complex investment strategies, our team is here to provide personalized guidance tailored to your needs.